Fresh Start Rescue Foundation

Referral Affiliate Program

2009-05-17T09:10:00.000-07:00

Looking To Generate Extra Cash In These Troubled Times

We Are Seeking Individuals who like to help others and get compensated for their referrals.

How does the program work?

Do you presently recommend movies, clothes, shoes, babysitters, restaurants, foods & wines to your friends and family? What if you got compensated for each referral? How would your bank account look? You have been recommending people or items all the time. So why not get paid!

Situation. #1

A house goes into Foreclosure and over leveraged. You, Family members, friends, Realtor's, Mortgage brokers, attorneys or other business professionals know the seller and the property.
You want to HELP but have no clue about the foreclosure process or realistic alternatives.
So what do you do? You may not know exactly how to help BUT you know about us.
Contact us and get paid for your referral.

Situation. #2

A life changing event happens. You find out family member is getting divorced, moving, having a new baby, getting married. They need to sell or buy a house. Where do you turn to help?

So forward the lead to us via e-mail: MMFHomeRescuePrograms@gmail.com or
Call me directly at 914-239-8444 or 800-586-2396

Let Us Help You Stay In Your Home

2008-11-24T16:35:00.000-08:00

We are a real estate and business debt restructuring firm with over 13 years of experience specializing in foreclosure solutions and financial consulting. Our goal is to stop your foreclosure and give you a fresh start.

Our success rate is 97%

We are specialists in working with your lender(s) to restructure your current loan(s) by providing you with a unique, professional plan that you and your lender can accept.

We know that sometimes bad things happen to good people. We understand that in life unpredictable situations arise which may effect your ability to pay your mortgage on time. If you have fallen behind in payments, are about to fall behind, or presently in foreclosure, remember you are not alone. We can assist you in making an educated decision that will best satisfy your needs.

We fully understand that you have a serious problem and only a short time to overcome the real possibility of losing your property.

It does not matter how far behind you are, the size of your mortgage, your income, your credit history, or if you have been unable to get help before. Our compassionate staff have solutions, and we get results! We will hold your hand from day one to closing. We will talk with your lender(s), handle the paperwork, get an immediate stop to your foreclosure, then negotiate the best plan for you.

The lender wants to see a provable relationship between the homeowner's income and expenses that will ensure them and the federal regulators that the homeowner will be able to make his payments in the future.

We understand the stress, potential feeling of hopelessness, and confusion of all the different companies and options out there. This is why we offer a completely free, no hassle, consultation to educate you on all your options to stop your foreclosure as fast as possible.

Feel free to call 914-239-8444 or e-mail: MMFDreamworks@gmail.com or click on
Home Rescue Programs to apply for FREE consultation to review all possible solutions.

Welcome to Fresh Start Rescue Foundation

2008-11-20T16:21:00.000-08:00

Specializing in Foreclosure Solutions

We are a Real Estate & Mortgage firm with over 9 years of experience specializing in Foreclosure solutions, Debt restructuring and financial consulting. Our goal is to stop your foreclosure and give you a fresh start.

We are specialists in working with your lender(s), to restructure your current loan(s) by providing you with a unique, professional plan that you and your lender will accept.

We fully understand that you have a serious problem and only a short time to overcome the real possibility of losing your property.

The lender wants to see a provable relationship between the homeowner's income and expenses that will ensure them and the federal regulators that the homeowner will be able to make his payments in the future.

Feel free to call us at 914-239-8444 as we do offer FREE consultations to review all possible solutions.

KNOW THE LAW - Every State has different foreclosure laws that govern how long it takes a lender to foreclose on your home. Time can vary from 60 days to 9 months. Contact us and let us know what State you're in and we will send you your rights, in your State.

Typical results of our restructuring plans

Loan Modification

Loan Modification - 95% of all major lenders and service providers will negotiate a loan modification with Fresh Start Rescue Foundation where most of the delinquent payments and foreclosure fees are either wiped out or added onto the back end of the loan.
In most cases the interest rate and payment will be reduced permanently.

Interest Rate / Payment Rate Reduction

With the overwhelming increase of interest rates resetting on home loans and the devastating effect of this economy, many homeowners are faced with mortgage payments they can no longer afford.

Our job is to convince the current lender that it is better to lower the homeowner's payment by lowering the interest rate or payment rate by creating a payment plan the borrower can afford, than to take the home with a foreclosure sale and lose money on the re-sale. Keep in mind lenders lose money on bank owned properties as it will sell for less than market value, and they must pay a commission to a Realtor; and closing cost plus the cost of holding the property while they wait for a sale in a market that is depreciating.

We need to prove to the lender what the maximum payment is that borrower can afford by constructing a financial plan for the homeowner that the lender will approve.

Also as the homeowner is often late with their payments and in foreclosure or soon to be in foreclosure, we need to ask the lender to forgive the delinquent payments or put them on the back of the loan.

A rate reduction in most cases is the only possibility for a homeowner to retain their home --our fee is a risk that each homeowner must weigh.

Principal Reduction

When a property is upside down and the homeowner is facing foreclosure, the homeowner has more leverage than they may realize against their lender. It is our job to force that leverage upon that lender. In doing so, we are successful in wiping out large portions of principle. Typically 50-80% on seconds.

In today's market, we can also convince the lender of first lien holders to lower the principle amount to the present market value. (ex: a homeowner owes $800,000 on first but the appraised value is $700,000. We can convince the lender to lower the loan amount to $700,000.) That is a $100,000 reduction in principle for the client.

Deed in Lieu of Foreclosure

Under many conditions lenders will accept the property back from the borrower as full payment in order to save the time and expense of going through the foreclosure process.

Our job is to convince the lender it's in their best interest to accept the property as payment in full.

This is not a simple plan as we must provide the lender with a complex detailed analysis of current value of the property --and future value. Then we must prove that the borrower cannot afford to make payment or sell the home any time soon or at all.

Note: A deed in lieu will prevent the lender from filing a 1099 on their loss which is regular income to the borrower and will protect the homeowner from being sued by the lender.